After much thought - and a considerable amount of prayer - I have decided to close the No Credit Needed Network to new members. I want to thank all current members for joining, and I will continue to post your updates as you make progress.

I have enjoyed watching many of you succeed in reducing your debt and / or increasing your savings. But, managing the Network itself has become a time-drain.

In order to reduce the amount of information with which I have to deal, any member who has not updated his / her chart in the past 60 days will be removed from the Network.

I want to thank those of you who joined the No Credit Needed Network. This message will remain on the front page of No Credit Needed until Friday, June 17, 2008 - at which time Network updates will resume.

NCN